Checking and Savings
September 7, 2010

Deposit Rates
Account Type	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	Annual Percentage Yield
Smart Checking Account	$500.00	$.01 - $999.99	0.05%	0.05%
		$1,000 - $24,999.99	0.10%	0.10%
		$25,000 - $49,999.99	0.15%	0.15%
		$50,000 - $99,999.99	0.15%	0.15%
		$100,000 - Above	0.25%	0.25%
Thrifty Fifty Checking Account	$100.00	$.01 - $999.99	0.05%	0.05%
		$1,000 - $24,999.99	0.10%	0.10%
		$25,000 - $49,999.99	0.15%	0.15%
		$50,000 - $99,999.99	0.25%	0.25%
		$100,000 - Above	0.25%	0.25%
Money Market Account	$1,000.00	$0.01 - $14,999.99	0.15%	0.15%
		$15,000.00 - Above	0.50%	0.50%
Now Account	$100.00	$0.01	0.05%	0.05%
Smart Savings Account	$1,000.00	$.01 - $9,999.99	0.10%	0.10%
		$10,000 - $24,999.99	0.25%	0.25%
		$25,000 - $49,999.99	0.25%	0.25%
		$50,000 - $99,999.99	0.50%	0.50%
		$100,000 - Above	0.50%	0.50%
Statement Savings Account	$10.00	$0.01	0.25%	0.25%
Health Savings Account (HSA)	$0.00	$0.01	1.00%	1.00%
Kidz Klub Account	$10.00	$10.00	0.25%	0.25%
IRA Savings Account	$100.00	$100.00	1.00%	1.00%

Checking and Savings | CD's | To Top

Certificates of Deposit Rates
September 7, 2010

Certificates of Deposit
Account Term	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	Annual Percentage Yield
3 Months	$100.00 - $9,999.99	$100.00	0.30%	0.30%
	$10,000.00 - $49,999.99	$10,000.00	0.30%	0.30%
	$50,000.00 - Above	$50,000.00	0.30%	0.30%
6 Months	$100.00 - $9,999.99	$100.00	0.55%	0.55%
	$10,000.00 - $49,999.99	$10,000.00	0.55%	0.55%
	$50,000.00 - Above	$50,000.00	0.55%	0.55%
12 Months	$100.00 - $9,999.99	$100.00	0.75%	0.75%
	$10,000.00 - $49,999.99	$10,000.00	0.75%	0.75%
	$50,000.00 - Above	$50,000.00	0.75%	0.75%
18 Months	$100.00 - $9,999.99	$100.00	1.00%	1.00%
	$10,000.00 - $49,999.99	$10,000.00	1.00%	1.00%
	$50,000.00 - Above	$50,000.00	1.00%	1.00%
24 Months	$100.00 - $9,999.99	$100.00	1.10%	1.10%
	$10,000.00 - $49,999.99	$10,000.00	1.10%	1.10%
	$50,000.00 - Above	$50,000.00	1.10%	1.10%
30 Months	$100.00 - $9,999.99	$100.00	1.25%	1.25%
	$10,000.00 - $49,999.99	$10,000.00	1.25%	1.25%
	$50,000.00 - Above	$50,000.00	1.25%	1.25%
36 Months	$100.00 - $9,999.99	$100.00	1.50%	1.50%
	$10,000.00 - $49,999.99	$10,000.00	1.50%	1.50%
	$50,000.00 - Above	$50,000.00	1.50%	1.50%
48 Months	$100.00 - $9,999.99	$100.00	1.75%	1.75%
	$10,000.00 - $49,999.99	$10,000.00	1.75%	1.75%
	$50,000.00 - Above	$50,000.00	1.75%	1.75%
60 Months	$100.00 - $9,999.99	$100.00	2.25%	2.25%
	$10,000.00 - $49,999.99	$10,000.00	2.25%	2.25%
	$50,000.00 - Above	$50,000.00	2.25%	2.25%

Checking and Savings | CD's | To Top

Rates are subject to change without notice.
Interest paid on balances of .01.
Consumer accounts only.
Penalty for early withdrawal on all certificates accounts.
IRA certificates will be paid at the highest amount of interest within each term when opened for 30 months or longer.
Contact a customer service representative for further information about applicable fees and terms.

FDIC Insured