Lincoln Federal is a depositor-owned, community-based financial institution, therefore we do not generally accept deposits from sources outside of our immediate trade areas.
View Rates
| Checking Accounts |
SMART
CHECKING
ACCOUNT |
- $500 minimum to open
- NO minimum balance required
- First order of Lincoln Federal "Image" checks FREE
- FREE bank checks, direct deposit, overdraft protection, and notary service
- UNLIMITED deposits, withdrawals, and check writing with no per check fees
|
THRIFTY FIFTY
CHECKING
ACCOUNT |
- $100 minimum to open
- NO minimum balance required
- Designed specifically for our customer 50 or older
- FREE "Thrifty Fifty" or Lincoln Federal "Image" checks
- FREE bank checks, direct deposit, overdraft protection, and notary service
- UNLIMITED deposits, withdrawals, and check writing with no per check fees
|
MONEY MARKET
ACCOUNT |
- $1,000 minimum to open
- $1,000 minimum balance or $5 monthly service charge
- Write 6 checks per month FREE
|
NOW
ACCOUNT |
- $100 minimum to open
- $100 minimum balance or $5 monthly service charge
- UNLIMITED deposits, withdrawals, and check writing with no per check fees
|
| Savings Accounts |
SMART
SAVINGS
ACCOUNT |
- $1,000 minimum to open
- $1,000 minimum balance or $10.00 monthly service charge
- GREAT rates on tiered deposit balances and interest credited monthly
- Monthly statements
|
SAVINGS
ACCOUNT |
- $10.00 minimum to open
- NO minimum balance required
- Interest credited quarterly
- Quarterly statements
|
HEALTH
SAVINGS
ACCOUNT (HSA) |
- Contributions are tax deductible
- Tax-free earnings
- Tax-free withdrawals for qualified medical expenses
- Consult your tax advisor
|
KIDZ KLUB
SAVINGS
ACCOUNT |
- $10.00 minimum to open
- NO minimum balance required
- Designed specifically for our customers 12 or younger
- Interest credited quarterly
- Quarterly statements
- FREE prizes, games, drawings, and more!
- Privacy Notice
|
CERTIFICATE
OF
DEPOSIT |
- Variety of terms available
- $100 minimum to open
- Interest compounds annually or at maturity
- Accrued interest available for withdrawal at any time
|
INDIVIDUAL RETIREMENT
ACCOUNT (IRA) |
- LOW $100.00 minimum contribution
- Traditional, Roth, SEP, Simple IRAs and Coverdell Education Savings available
- Variety of terms available
- Earn interest at the highest tier when opened for 30 months or longer
- “Catch-Up” contributions for individuals who have attained age 50
- Minimum $25 contributions may be made at any time
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